Is Cosmetic Repair Insurance Worth It?
Here at Stockton Kia, we offer Cosmetic Repair Insurance to all of our customers.
Cosmetic Repair Insurance is a minor damager repair service that can help keep your car in a pristine condition, and free from unavoidable chips, dents and scuffs.
What is Cosmetic Repair Insurance?
Cosmetic Repair Insurance is a type of optional insurance that covers the cost of a cosmetic repair, should your vehicle need it. It covers all the minor scuffs, dents, chips or scratches that can unfortunately happen whilst your car is our on the road.
What are the Benefits of Cosmetic Repair Insurance?
Cosmetic Repair Insurance has plenty of benefits, including the ability to restore superficial damage to the bodywork of your car, bringing the condition back to before the incident took place.
Other Benefits of Cosmetic Repair Insurance (CRI) Include:
- The convenient cosmetic damage repair solution, giving you no worries whilst you're out on the road.
- Helps protect your vehicle's resale value, giving you added equity later on down the line.
- Allows you to transfer the remaining unused days of insurance to the new owner of the vehicle (as long as it is a private sale).
- Allows the owner to have multiple claims per year.
- Nationwide repair network is available to those on the scheme.
- Covers damage to the external rear view mirrors.
Is Cosmetic Repair Insurance Worth It?
If your car is on a finance or lease agreement, here at Stockton Kia, we would recommend that users agree to a Cosmetic Repair Insurance policy as it can help keep your car in a good enough condition so you won't be penalised at the end of your agreement. It's always useful to have an agreement like this to eliminate any unexpected charges at the end of your contract, which you would need to pay for before you change cars.
What does Cosmetic Repair Insurance Cover?
CRI covers all minor bumps, dents, scratches and chips to your car's paintwork and body. The insurance is not designed to cover any major damage (such as panel damage caused by an accident) and often insurances for CRI won't cover broken bumpers - but your normal motor insurance should.
It is an additional policy designed to give motorists peace of mind whilst driving and parking, if you're a regular to the supermarket where your car might fall victim to a car bump or trolley damage, it might be worth choosing Cosmetic Repair Insurance for extra security.
Who can I speak to about Cosmetic Repair Insurance?
When you purchase your next car from Stockton Kia, our super sales team will be able to explain to you the benefits of different asset protection, including GAP insurance and the security this can give both you and your car.
If you'd like to speak to a member of the team about CRI, or any other enquiries, we'd love to help!
Give us a call on 01642 632299 or visit us at Preston Farm Industrial Estate!